Are you one of the millions of Americans living paycheck to paycheck? If you answered yes, it is time to get matters under control. For some, living check to check is a matter of poor circumstances and/or bad luck. For most however, it is poor planning and lack of discipline. So, more than likely, if you are reading this, you alone are causing your money problems and you alone can set things right. Here is what you need to do. Get Your Budget Right Living check to check, you probably do not even have a written budget and this is a huge issue. You need to be able to account…