Want to be financially stable? Then you need an emergency savings. It is the best way to handle all of the little financial ups and downs that life throws at us. A well funded emergency savings should have at least 6 months worth of expenses in it. That will allow you to get through just about any financial emergency that might pop up. If you do not currently have one, here is what you need to do. Setting Up Your Emergency Savings Setting up an emergency savings is easier than ever these days. You can handle everything from the comfort of your home office. Open A New Savings Account Obviously,…
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Ways To Cut Back On Expenses
We should always be looking at our budget and trying to find ways to reduce our monthly spend. Even the tightest of budgets usually has room for improvement. Don’t believe me? Take a look at these simple ways to cut back on expenses right now. Shop Your Home & Auto Insurance Insurance companies have a sneaky little habit of nickle and diming us to death. What starts out as a cheap rate eventually becomes one that is well above market. They depend on our apathy at times to make money, hoping that we are too lazy to shop for e better deal. In most cases, it works out for them.…
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Living Paycheck To Paycheck?
Are you one of the millions of Americans living paycheck to paycheck? If you answered yes, it is time to get matters under control. For some, living check to check is a matter of poor circumstances and/or bad luck. For most however, it is poor planning and lack of discipline. So, more than likely, if you are reading this, you alone are causing your money problems and you alone can set things right. Here is what you need to do. Get Your Budget Right Living check to check, you probably do not even have a written budget and this is a huge issue. You need to be able to account…
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Retire A Millionaire With Lyft
Want to retire early as a millionaire? You can do it by either being smart, working hard or even better, doing a little of both. The key to success is taking action and starting early. If you start thinking about retirement early, you can have great success. Let’s take a look at how the average young adult can plan to retire with the help of a ride sharing service like Lyft. What Is Lyft & How Can They Help You Retire Early? San Francisco based Lyft is a ride share company that operated in over 600 cities in the United States & Canada. Users simply download an app and they…
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Reduce Your Debt Fast
If you want to get your finances on track, the key is to eliminate debt, especially expensive credit card debt. You should not even consider investing money if you are carrying any credit card debt. What good is earning 6 percent on an investment if you are paying 20 percent on a credit card? Let’s take a look at how you can get that debt paid down fast. Pay More Than Minimum The cardinal sin of dealing with credit card debt is just paying the minimum. Paying the minimum on your credit card will pay just a little more than the interest. If you do not want to pay off…
